Privacy Policy

Last Updated: November 13, 2025

The gateway.collegetransitions.com subdomain (the “Site”) is operated by CT Gateway LLC (“CT Gateway,” “we,” or “our”). CT Gateway LLC is responsible for all data collection, processing, and retention practices associated with this Site. “College Transitions” is a brand name used to present higher-education content and tools and is referenced here solely for user clarity; it is a separate entity with its own website and its own privacy policy.

The Site provides scholarship resources, data tools, calculators, and related services designed to help users make informed decisions about higher education. CT Gateway LLC retains user-provided data in accordance with applicable legal standards and contractual requirements. Users may request deletion of their data at any time by accessing their account and submitting a deletion request.

By using the Site, you consent to the data practices described in this Privacy Policy. This Policy applies only to information collected through this Site and does not apply to information collected by CT Gateway LLC or any affiliated entity through other websites or offline means.

Collection of Your Personal Information

CT Gateway LLC (“CT Gateway,” “we,” or “our”) may collect personal information that you voluntarily provide when using this Site, including:

  • Name;
  • Email address;
  • Demographic information;
  • Education-related information;
  • Financial or financial-aid–related information;
  • Information you submit through our tools or forms (for example, scholarship applications, calculator inputs, sweepstakes entries, or other submissions on this Site).

“Personal information” means information that identifies, relates to, describes, or can reasonably be linked to you. We do not collect personal information unless you choose to provide it. However, certain features of the Site may require you to provide personal information. These include, but are not limited to: (a) creating an account; (b) entering a sweepstakes or scholarship program; (c) requesting information or special offers; or (d) contacting us directly.

We use the personal information we collect to provide the services you request, operate and improve the Site, communicate with you, and fulfill other legitimate business purposes permitted by law.

Automatically Collected Information

When you use the Site, CT Gateway LLC (“CT Gateway,” “we,” or “our”) may automatically collect certain information about your device and browsing activity. This information may include your IP address, browser type, operating system, device identifiers, access times, pages viewed, referring and exit pages, and clickstream data.

We collect this information to operate, maintain, secure, and improve the Site; to understand usage patterns; and to provide general analytics regarding activity on the Site.

CT Gateway uses a variety of technologies to collect this information, including cookies, web beacons, pixels, and similar tracking technologies. We may also use third-party analytics services (such as Google Analytics) to help us understand how users engage with the Site. For additional details, please see the section titled “Use of Cookies.”

Use of Cookies

CT Gateway LLC (“CT Gateway,” “we,” or “our”) uses cookies and similar tracking technologies to enhance your experience on the Site, understand how users interact with our services, and support our operations and analytics. A cookie is a small text file stored on your device when you visit a website. Cookies allow us to recognize your browser, remember your preferences, and improve site functionality.

Cookies may be used to:

  • Remember your settings and preferences;
  • Maintain your login session;
  • Understand how you use the Site;
  • Personalize content;
  • Provide analytics and performance measurement; and
  • Support marketing or research activities lawful under applicable privacy regulations.

We may also share cookie-based information with trusted third parties—such as educational institutions, financial institutions, or analytics partners—for the purposes of analytics, measurement, advertising, or generating aggregated research insights. Certain forms of cookie-based sharing may be considered a “sale” or “sharing” under applicable state privacy laws.

Some cookies are placed by third parties, such as analytics providers, advertising networks, and social media platforms. These third parties may collect information about your online activities over time and across other websites or online services.

You may choose to accept or decline cookies. Most browsers accept cookies by default, but you can modify your browser settings to block or delete cookies. If you disable cookies, some features of the Site may not function properly.

To opt out of targeted advertising or cookie-based “selling” or “sharing” of personal information, you may adjust your browser or device settings or contact us at [email protected]. California residents may also exercise opt-out rights using this email address.

We may update this Cookies section periodically to reflect changes in technology, legal requirements, or our data practices. Updates will be posted on this page with a revised effective date.

Links

gateway.collegetransitions.com may contain links to other websites (“Linked Sites”). Linked Sites are not under the control of CT Gateway LLC, and CT Gateway LLC is not responsible for the contents of any Linked Site, including without limitation any link contained on a Linked Site or any changes or updates to a Linked Site. CT Gateway provides these links only as a convenience, and the inclusion of any link does not imply endorsement by CT Gateway of the site or any association with its operators.

Certain services made available via gateway.collegetransitions.com may be delivered by third-party sites or service providers. By using any product, service, or functionality originating from this Site, you acknowledge and consent that CT Gateway LLC may share information with third parties as necessary to provide the requested product, service, or functionality.

Please be aware that CT Gateway LLC is not responsible for the content or privacy practices of such other sites. We encourage users to be aware when they leave our Site and to read the privacy statements of any other site that collects personally identifiable information.

We use the personal information we collect primarily to provide you with the products and services you request and to operate, maintain, personalize, support, host, enhance, and improve the Services and your experience; to meet contractual obligations; to comply with applicable law; to protect our legal rights; to maintain system security; and to support our legitimate business interests. Personal information may be stored or processed outside of your country of residence, in accordance with applicable laws and regulations.

Sharing Information with Third Parties

Many of the operations we perform require us to hire other companies to assist us. For example, CT Gateway engages service providers to help us handle mail and email communications, market our products and services, analyze user behavior, support sweepstakes or scholarship programs, process payments when applicable, and provide customer service. These service providers may have access to personal information only as needed to perform their functions and are not permitted to use it for any other purpose. We may share your personal information as described below or elsewhere in this Notice.

When you use CT Gateway’s Services, we may provide personal information to colleges, universities, scholarship providers, financial institutions, or other third parties involved in or related to the Services. Certain interactions may require you to transact directly with those third parties. For example, if you apply to a college or university or submit information for a scholarship program, we may share your personal information with that institution or provider. Third parties may also use your personal information for analytics, reporting, customer service, or other legitimate business purposes.

We may enter into agreements with companies that offer or co-brand products or services on our Services, and you may be asked to transact directly with those Third-Party Companies. CT Gateway may disclose personal information to such Third-Party Companies. In some cases, we may share personal information with Third-Party Companies interested in marketing to your demographic profile in exchange for fees or other consideration. Such sharing may be considered a “sale” or “sharing” under applicable law. These third parties may further share personal information with their own partners, data aggregators, or service providers. Because CT Gateway does not control the privacy practices of Third-Party Companies, you should review their privacy policies before engaging with them.

If CT Gateway undergoes a business transition such as a merger, acquisition, bankruptcy, or sale of all or part of its assets, your personal information may be transferred as part of that transaction. Any successor entity will continue to handle your personal information in accordance with this Privacy Policy unless you are notified otherwise.

CT Gateway also engages service providers to perform business-related tasks on our behalf, such as sweepstakes administration, survey administration, social media management, payment processing, authorization, order fulfillment, marketing or promotional distribution, website evaluation, data analysis, and data cleansing. These service providers are authorized to use personal information only as needed to perform their duties and must follow appropriate data-security and privacy standards.

CT Gateway may use analytics providers such as Google Analytics. These providers use cookies and similar technologies to collect non-identifying information. Google provides additional privacy options regarding its Analytics cookies at http://www.google.com/policies/privacy/partners/.

CT Gateway may disclose personal information if required by law (including in response to subpoenas, law enforcement requests, court orders, or government inquiries) or if we believe in good faith that such disclosure is necessary to: (i) comply with a legal obligation; (ii) protect or defend our rights, interests, or property or those of other users; (iii) act in urgent circumstances to protect the safety of users or the public; or (iv) prevent fraud or reduce legal risk.

If CT Gateway intends to use personal information in a manner not specified in this Notice, we will inform you at or before the time of collection, or we will obtain your consent prior to such use. CT Gateway may also contact you on behalf of external business partners about offerings that may be of interest to you. In such cases, your personal information may be shared with the relevant third party. CT Gateway may also share personal information with trusted partners to help perform statistical analysis, send communications, provide customer support, or arrange for deliveries.

Information collected may be used to: (i) communicate with users about our Services; (ii) notify users of material changes to our Terms of Service or Privacy Policy; (iii) improve our Services; or (iv) communicate featured programs, events, or activities. You may unsubscribe from marketing emails using the opt-out link in any email or by contacting CT Gateway at [email protected].

CT Gateway may conduct research on user demographics, interests, and behavior based on personal information and other data we receive. Such research may be aggregated and anonymized so that it no longer identifies you; aggregated information does not constitute personal information under this Privacy Policy.

CT Gateway also uses a third-party service provider to manage promotional text and SMS messages that you have expressly consented to receive. You may opt out of these messages at any time by replying as instructed. Additional information regarding how the third-party provider processes personal information is available in their terms and privacy policy.

Opt-Out of Disclosure of Personal Information to Third Parties

In connection with any personal information CT Gateway LLC may disclose to a third party for a business purpose, you have the right to know the categories of personal information that we disclosed about you for such business purposes.

If you are a California resident, you have the right under the California Consumer Privacy Act of 2018 (CCPA), as amended, and certain other applicable privacy and data protection laws, to opt out of the disclosure of your personal information. If you exercise your right to opt out, CT Gateway LLC will refrain from disclosing your personal information unless you subsequently provide express authorization for such disclosure. To opt out of the disclosure of your personal information, contact us at: [email protected]

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, CT Gateway LLC will:

  • Delete your personal information from our records; and
  • Direct any service providers to delete your personal information from their records.

Please note that CT Gateway LLC may not be able to comply with requests to delete your personal information if it is necessary to:

  • Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and CT Gateway LLC;
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activity;
  • Debug to identify and repair errors that impair existing intended functionality;
  • Exercise free speech, ensure the right of another consumer to exercise their right of free speech, or exercise another right provided for by law;
  • Comply with the California Electronic Communications Privacy Act;
  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all applicable ethics and privacy laws, when deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided informed consent has been obtained;
  • Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
  • Comply with an existing legal obligation; or
  • Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

Children Under Thirteen (13)

CT Gateway LLC does not knowingly collect, either online or offline, personal information from children under the age of thirteen (13). If you are under eighteen (18), you may use gateway.collegetransitions.com only with the permission of a parent or guardian.

If CT Gateway is notified that we have collected personal information from a child under the age of 13 without verified parental consent, we will delete that information and terminate the associated account. If you believe that a child under the age of 13 has provided personal information to CT Gateway without parental consent, please contact us at [email protected]

Notice to California Residents

This Privacy Notice for California Residents (“Notice”) supplements the information contained in CT Gateway LLC’s Privacy Policy and applies solely to visitors, users, and others who reside in the State of California (“you”). CT Gateway LLC adopts this Notice to comply with the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA), and any implementing regulations. Terms defined in the CCPA/CPRA have the same meaning when used in this Notice.

Use of Personal Information

CT Gateway LLC may use (and may have used in the 12 months prior to the date of this Notice) personal information for the following purposes:

  • To provide and manage services.
  • To maintain and improve our websites and offerings.
  • To verify identity and process inquiries.
  • To personalize your experience.
  • To provide customer service and respond to requests.
  • To detect and prevent security incidents or fraud.
  • To fulfill contractual obligations.
  • To comply with legal obligations.
  • To support internal research, analytics, and product development.

Categories of Personal Information Collected

In the past 12 months, CT Gateway LLC may have collected:

  • Identifiers: such as name, postal address, email, IP address, and device identifiers.
  • Personal records: as defined in Cal. Civ. Code §1798.80(e), including education information.
  • Protected classification characteristics: such as age, race, or gender (if voluntarily provided).
  • Internet activity: such as browsing history and interaction with our websites.
  • Geolocation data: approximate location based on IP address.

Sources of Personal Information

CT Gateway LLC collects personal information from:

  • You directly (e.g., form submissions, scholarship applications, etc.).
  • Your interactions with our websites and services.
  • Third parties to whom you have provided information and consented to share it with us.

Sharing and Disclosure of Personal Information

In the past 12 months, CT Gateway LLC may have disclosed personal information to:

  • Service providers (e.g., IT and analytics services).
  • Advertising partners (for digital marketing).
  • Legal authorities (when required by law). We may disclose personal information in connection with a business transfer or to protect our legal rights.

Sale or Sharing of Personal Information

As a California resident, you may have the right to:

  • Right to Know. Twice in a 12-month period, request what personal information CT Gateway LLC collects, uses, shares, discloses, and/or sells, as applicable.
  • Right to Delete. Under certain circumstances, request deletion of personal information that CT Gateway LLC has collected from you.
  • Right to Correct. Request correction of inaccurate personal information maintained by CT Gateway LLC.
  • Right to Opt-Out of Sale or Sharing. Opt out of the sale or sharing of your personal information.
  • Right to Non-Discrimination. Not receive discriminatory treatment for exercising your privacy rights.

By accessing or using the Site, you consent to disclosure of such public-record information as may be required, in our sole discretion, to comply with the Right-to-Know Law or other applicable laws. CT Gateway LLC may also share personal information with third parties for cross-context behavioral advertising, which may be considered a “sale” or “sharing” under California law.

Retention

CT Gateway LLC retains personal information only as long as necessary to fulfill the purposes outlined in this Notice or as required by law.

To exercise these rights, contact us at [email protected]. CT Gateway LLC will verify your request and respond in accordance with applicable California law.

EU-UK Privacy Notice

International Data Transfers

CT Gateway LLC may transfer your data outside the EEA/UK to jurisdictions without equivalent protections. We use lawful transfer mechanisms, such as:

  • Transfers to countries with adequacy decisions.
  • Standard contractual clauses with recipients.
  • Further details are available upon request.

Legal Basis for Processing

CT Gateway LLC’s legal bases under applicable data protection laws include:

  • Legitimate interests (e.g., referrals and evaluation).
  • Compliance with employment and immigration laws.
  • Contractual necessity (including pre-contractual steps).
  • Consent (when explicitly required).

You may withdraw consent at any time.

Your Rights

You may exercise the following rights with respect to personal data processed by CT Gateway LLC:

  • Access, correct, or delete your data.
  • Object to or restrict processing.
  • Data portability.
  • Withdraw consent.
  • File a complaint with a data protection authority.

Contact us as described below to exercise these rights.

Opt Out and Unsubscribe from Third-Party Communications

We respect your privacy and give you an opportunity to opt out of receiving announcements of certain information. Users may opt out of receiving certain communications from third-party partners of CT Gateway LLC by contacting us at: [email protected]

Email Communications

From time to time, CT Gateway may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our services, we may receive a notification when you open an email from CT Gateway or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from CT Gateway, you may opt out of such communications by contacting us at [email protected].

External Data Storage Sites

CT Gateway LLC engages third-party contractors to store and process certain data on our behalf. These contractors may have their own privacy policies governing their data practices. While CT Gateway LLC takes reasonable measures to ensure that these contractors adhere to appropriate security standards and maintain the confidentiality of your information, we do not directly control their actions, privacy policies, or security practices.

To the fullest extent permitted by law, you disclaim any and all liability for any damages or losses, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from or related to the actions, omissions, or privacy policies of these third-party contractors, including data breaches, unauthorized access, data loss, or any other security failures.

In the event of a breach or any security incident involving your data, CT Gateway LLC will notify you in accordance with applicable law and take reasonable steps to mitigate the impact. However, CT Gateway LLC is not responsible for any harm or damages resulting from such incidents when caused by third-party contractors or governed by their individual privacy policies.

You acknowledge and agree that your sole remedy for dissatisfaction with the use of third-party contractors, or their privacy policies, is to discontinue the use of our services.

Data Retention

CT Gateway LLC retains user-provided data associated with accounts created on this Site for as long as necessary to fulfill the purposes described in this Privacy Policy or as required by applicable law. There may be exceptions due to specific legal requirements or partnership agreements, in which case CT Gateway LLC may need to suspend deletion practices. Users wishing to remove their data may request deletion by contacting CT Gateway LLC or, where applicable, by using any available account-management tools on the Site.

After a deletion request is processed, the account and related data will be marked for deletion and removed from our active systems, though CT Gateway LLC cannot guarantee a specific timeframe for final deletion.

Data Security

CT Gateway LLC has taken steps to secure and protect your personal information from loss, misuse, destruction, unauthorized access, unauthorized disclosure, or alteration. However, there is always some level of risk involved in transmitting information over the Internet, and CT Gateway LLC cannot fully eliminate security risks associated with the storage and transmission of personal information.

If you suspect any unauthorized use of your account or password, or believe that the security of your account has been compromised, please notify CT Gateway LLC immediately.

Changes to This Statement

This Privacy Policy was last updated in November of 2025. CT Gateway LLC reserves the right to change this Policy from time to time, including when there are changes in our services, changes in our data protection practices, or changes in the law. When changes to this Policy are significant, we will inform you. You may receive notice by email to the primary email address associated with your account, by placing a prominent notice on this Site, and/or by updating the privacy information posted here. Your continued use of the website and/or services available after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide by and be bound by that Policy.

Your Rights

Residents of California, Colorado, Connecticut, Virginia, and other states with applicable privacy laws may have the following rights, subject to verification and legal exceptions:

  • Right to Know: You may request information about the categories and specific pieces of personal information CT Gateway LLC has collected about you.
  • Right to Delete: You may request deletion of personal information that CT Gateway LLC has collected and retained.
  • Right to Correct: You may request correction of inaccurate personal information maintained by CT Gateway LLC.
  • Right to Opt-Out: You may opt out of the sale or sharing of your personal information for targeted advertising.
  • Right to Data Portability: You may request a copy of your personal data in a portable format.
  • Right to Appeal: If we deny your request, you may have the right to appeal that decision.
  • Right to Non-Discrimination: You have the right not to be discriminated against for exercising any of your privacy rights.

To exercise these rights, submit a request to: [email protected]

CT Gateway LLC will verify your identity before fulfilling any request and may ask for additional information to do so. If applicable, you may designate an authorized agent to make a request on your behalf.

Contact Information

CT Gateway LLC welcomes your questions or comments regarding this Policy. If you believe that the Company has not adhered to this Policy, please contact the Company at:

CT Gateway LLC
41 Meadow Lane
Doylestown, PA 18901

Email Address:
[email protected]